There are two categories of Medicare drug plans.
Just as no two people are the same, no one drug plan would be able to meet every person’s needs. Select from one of the two plans below. If you are still unsure of which plan is best for you, return to the overview to learn about the specifics of each plan.

	Stand-Alone Drug Plan (PDP) Stand-alone drug plans provide coverage only for the Medicare prescription drug benefit. They are meant to be used along with Original Medicare or with Medical Savings Accounts (MSAs). (Some people in Original Medicare also have a Medigap policy that covers some of your cost-sharing for Medicare Parts A & B services.) They may also be used with Private Fee-for-Service (PFFS) Plans that do not include the Medicare prescription drug benefit, or with Medicare Cost Plans.
	Medicare Health Plan Medicare health plans can combine your Medicare hospital and doctor coverage with your Medicare prescription drug coverage into one Medicare health plan provided through a private insurance company. These plans help coordinate your health care and often provide additional benefits. They may cost you less.

are eligible to sign up for the Medicare prescription drug benefit but choose not to sign up this year, your monthly premiums will probably be higher than they would have been if you had enrolled when you were first eligible.