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Privacy Policy The America's Health Insurance Plans (“AHIP”) is concerned with safeguarding your privacy on-line. Accordingly, AHIP has developed this policy statement to assist you in understanding why AHIP collects particular personal identifying information and how AHIP will protect your personal privacy within its Web site (the "Privacy Policy"). By making you aware of AHIP's data collection and use practices, we can provide you with better service. The following information summarizes our personal identifying information gathering and dissemination practices for the AHIP's United States Web site located at the URL, www.healthdecisions.org, and any other affiliated site accessed through www.healthdecisions.org and provided by AHIP (collectively, the “Site”). Personal identifying information includes information that can be linked to a specific individual, such as a name, address, phone number, or e-mail address. AHIP reserves the right to change this Privacy Policy at any time. If AHIP makes material changes to this Privacy Policy, AHIP will post those changes at this location so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. Please review this Privacy Policy on a periodic basis. What Information Does AHIP Collect? PLEASE NOTE: THE TYPE OF DATA COLLECTED BY AHIP WILL VARY WITH YOUR USE OF THE SITE. To improve the quality of the products and services AHIP offers to you and to operate the Site, AHIP collects various personal identifying information (as described below) from different parts of its Site. For example, AHIP may request personal identifying information when you report a problem with our Site, when you complete survey forms, or when you request to receive communications from AHIP. Below, we provide specific examples of the types of personal identifying information AHIP collects through the Site. Again, please be aware that the type of data collected by AHIP will vary with your use of the Site. Contact Information: AHIP may request or require contact and other personal identifying information, such as your name, address, phone number, facsimile number, and e-mail address. Demographic Information: AHIP may collect demographic and profile data (for example, profession and personal interest information at our Site for management and monitoring purposes and to improve the quality of AHIP's services. In addition, AHIP may collect demographic and profile data in connection with surveys it conducts for its own internal administration purposes or for release to third parties. Transactional Information: AHIP may maintain a database of aggregated information about the transactions on the Site (e.g., offer/request data, product/service categories, and article selection data). Technical Information: We also collect Internet Protocol (IP) addresses from all users of our Site, the date and time of access, and may catalog the type of computer, browser, or operating system used by the user. How Does AHIP Use that Information? This Site is informational in nature and publicly available to all users. Consequently, until you participate in surveys or make a request to receive information from AHIP, you are able to browse the Site without providing any personal identifying information, although your browser may tell us what type of computer and operating system you are using as well as other kinds of technical information. Below, is more detail on how AHIP uses your personal identifying information. Contact Information: AHIP may use your contact information to provide its services, to advertise its services and the goods and services of third parties, to create a personalized experience for you, to provide you with news and information, to contact you regarding a survey, and to get in touch with you when necessary with respect to transactions conducted through the Site, new services AHIP may offer, or otherwise. We do share your contact information with our business partners, as is necessary to provide our services, for advertising purposes, and for internal business purposes. Accordingly, please note that the AHIP does currently lease, rent, license, and/or sell your personal identifying information (which will include your name, address, and e-mail address). Except for sharing arrangements with AHIP's business partners, we do not share your contact information with other types of third parties for any other purpose, except to a court or governmental agency if required by law. Demographic Information: AHIP may share, lease, rent, license, and/or sell demographic data on an aggregated basis, which will not identify any particular user, with our business partners, suppliers, and for advertising purposes. Survey Results: AHIP may share, lease, rent, license, and/or sell survey results and aggregated demographic data collected through the Site with the general public, the news media, and with the U.S. Government and state governments. Transactional Information: AHIP may share, lease, rent, license, and/or sell transactional data on an aggregated basis, which will not identify any particular user with advertisers or other third parties, including our business partners, suppliers, sponsors, and vendors, for business purposes. Technical Information: We use technical information, such as your IP address or browser type, to help diagnose problems with our servers, analyze Site usage trends, track user movements on the Site, and to otherwise manage and monitor our Site. Business Transactions: In the event that AHIP goes through a business transaction, such as a merger, acquisition by another company, or sale of all or a portion of its assets, please note that the personal identifying information collected and retained by AHIP will be among the assets transferred. What About the Use of Cookies? AHIP may use cookies to enhance your experience while using our Site. Cookies are pieces of information, which AHIP uses for record-keeping purposes, which the Site transfers to your computer’s Web-browser for storage on your computer’s hard drive. Cookies enable AHIP to customize your experience on the Site. Cookies also make Web-surfing easier by automatically performing certain functions such as saving your personal preferences and by ensuring that you don’t see the same advertisement repeatedly. AHIP, however, will not use cookies to record passwords or credit card or other financial information. Moreover, you can delete any cookies residing on your hard drive by following the instructions for your Web browser. Many consider the use of cookies to be an industry standard. Consequently, your Web browser is likely set to accept cookies. If you would prefer not to receive cookies, however, you can alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, you should understand that it is possible that some areas of our Site will not function properly when you view them. What About External or Third Party Web Sites? To the extent hyperlinks or gateways (whether through banner advertisements or otherwise) are utilized to access external or third party sites, you should be aware that these external or third party site are not controlled by AHIP and therefore, are not subject to this Privacy Policy. AHIP suggests that you check the privacy policies of these sites to determine how the proprietors of these third party sites will utilize your personal identifying information. What About Security? AHIP places a premium on making sure that personal identifying information remains private and secure and is not subject to misuse or manipulation. Accordingly, this Site has industry standard security measures in place, including storage of personal identifying information in a secure environment, to protect against the loss, misuse, and alteration of the information under AHIP's control. Although AHIP has endeavored to create a secure and reliable Site, the confidentiality of any communication or material transmitted via the Internet cannot be guaranteed. Accordingly, you should consider carefully if you want to submit sensitive information via the Internet. AHIP urges you to take every precaution to protect your personal identifying information when on-line. What About Correcting, Deleting, or Updating Information? At any time, you may contact AHIP at info@healthdecisions.org to correct, modify, or delete the information you provide to AHIP through this Site, namely, your name, address, e-mail address, phone number. Moreover, when you cease to use AHIP's services and no longer wish to be included in AHIP database, you may contact AHIP at info@healthdecisions.org to request to have your information removed from our database. In the event that AHIP receives such a request or change, AHIP may require you to confirm or verify any change to your record. Please note, however, that the collection and uses of certain personal identifying information is necessary to provide certain products and services through the Site and the deletion of such necessary information (e.g., an e-mail address) may render a particular service or AHIP's ability to provide it inoperable. What About Children? AHIP cares about the safety of children on its Site and encourages parents and guardians to monitor their children’s use of the Internet. Although the Site is suitable for a general audience, this Site is intended for use only by users who are over 18 years of age. Accordingly, AHIP does not knowingly solicit personal identifying information from children or send them requests for personal information. What About Any Other Questions? If you have any questions about this Privacy Policy, the information collection and dissemination practices of this Site, or AHIP's use of your personal identifying information, you can contact AHIP at HEALTHDECISIONS c/o AHIP, 601 Pennsylvania Avenue, NW, South Building, Suite 500, Washington, DC 20004, or info@healthdecisions.org. |
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